How To Use Self Directed IRA for Buying Real Estate Without Paying Interest or Penalties!

November 5, 2011

Self-Directed IRAs

Use self directed IRA money to buy investments of your choice, such as real estate rental properties, without distribution taxes or penalties.

Self-directed IRA enables you to buy a near limitless number of investments, other than stocks and mutual funds, within your retirement account.  Roll your IRA, 401(k), Roth, Keogh, etc, into a self-directed retirement account to:

  • Buy and sell domestic, foreign, and rental properties as self-directed IRA investments
  • Purchase foreclosed properties and tax liens on the spot!
  • Buy your retirement home now at today’s prices, rent it out, then occupy it when you take your IRA distribution!
  • Invest IRA/401(k) funds into a new or existing business or franchise

Some of the typical investment options permitted under the regulations include real estate, stocks, mortgages, franchises, partnerships, private equity and tax liens. Real estate may include residential and commercial properties (U.S. & Internationally), farmland, raw land, new construction, property renovation, development, and passive rental income. Real estate purchased in a self-directed IRA can have a mortgage placed against the property, thus lowering the amount of total cash needed for a purchase; however, neither the IRA nor the account owner of the IRA can have personal liability on the mortgage. Business investments may include partnerships, joint ventures, and private stock. This can be a platform to fund a start-up business or other for-profit venture that is managed by someone other than the account owner of the IRA. Other alternative investments include: commodities, hedge funds, commercial paper, foreign stock, royalty rights, equipment & leases, American depository receipts, and U.S. T-bill.

Below are links to other Self-Directed IRA posts on this website:

 

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